Fikri Haikal Den Pratama, Mhd. Fakhry Jaidan, Dian Perwita Sari, Hasniyarti Putri, and Andi Muhammad Yusuf Adhyaksa Konggoasa, “The Principle of Freedom of Contract in Insurance Agreements Who Are Not the Heirs”, JSISNU , vol. 1, no. 3, pp. 163–168, Dec. 2024.